When your list of referred accounts grows to 10 or more, your account will start receiving a reward equivalent to 10% of all the recharges made to your accounts for 3 months. The next 9 months will be 5%, 2nd year will be 3% and 3rd year will be 2%. So whilst helping a friend, you will be helping yourself! Remember, Account Opening Reward for the first three months is 10% AND Long Term Reward is 5% of recharge value during the 1st year, 3% during the 2nd year and 2% during the 3rd year. When your list of referred accounts grows to 10 or more within the first three months of your first referral, your account will start receiving a reward equivalent to 10% of all the recharges made by your friends for 3 months.